Bad Rating but desperately need a CC!
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dalton
Apprentice
Joined: 30 Jun 2004
Posts: 12
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 Posted: 08/31/09 - 08:37 Post subject: |
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| For some time I do not use any credit cards due to the fact that end up in a big debts while I was using them. I have a bad rating but desperately need a credit card. What should I do? Do you think it is possible to get one and that some bank will allow me such account? Thank you all in advance. |
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benton
Apprentice
Joined: 07 Jul 2005
Posts: 4
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| Posted: 09/29/09 - 21:42 Post subject: |
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| I have to say that it is a bad idea for you to have a credit card. You sound as a person who is not capable to make payments on time and therefore is always in some kind of debts. Answer to your question is yes. There are some banks that will allow you to open an account and issue you a credit card. But your interest rate is going to be very high and you will again be in debts very soon. For that reason I would suggest you to open regular account with debit card and that way you can spend as much as you have on your account. |
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