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The time now is 01/08/09 - 11:49

Can you ask for a credit card if you are unimployed?


RealCool.BIZ Forum Index -> Finance -> Plastic Cards

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lauritz
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Joined: 13 Dec 2005
Posts: 12



PostPosted: 04/26/08 - 09:36    Post subject: Reply with quote

My family and I had some financial problems a couple years ago. That is the reason why my credit history is bad enough. Also I lost my job recently. However, I do need to open an account. A couple of banks turned me down. But one friend told me to try with the Nat West. He told me that I could get an account there, even if I am unemployed. Is that correct?
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fairfax
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Joined: 24 Jan 2008
Posts: 5



PostPosted: 05/26/08 - 00:21    Post subject: Reply with quote

Your friend probably mean about Nat West step account. That is specially designed account for the people with poor credit history or unemployed people. There are just a few simple rules that you should accomplished to get a Nat west step account. You must be over eighteen years old. You had to be a permanent UK resident for at least three years. Third, you should be on a full time course that lasts for 2 years, at a university or college in the United Kingdom. If you fulfill all those three rules, you will be surly be accepted for Nat West step account. They do not check your credit history. Step account is not so good, but you have the chance to advance to standard current account. I think that you should try.
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