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burnaby
Apprentice
Joined: 26 May 2004
Posts: 15
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 Posted: 09/16/07 - 09:13 Post subject: |
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| Hi. I have never had a credit card in my life. And up till now I have never needed one. I have always thought that it is a bad idea to spend money you dont have, and I know that many people have got into serious debt on their credit cards. However, I would like to buy some stuff on the internet. This means I can no longer avoid getting a credit. But the question is, what are the fees and is there no interest if I pay it off immediately? |
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tybalt
Apprentice
Joined: 31 Mar 2004
Posts: 22
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| Posted: 10/06/07 - 03:07 Post subject: |
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| There are monthly or annual fees in having a credit card. Beware of monthly fees as they are usually much higher on an annual level. Make sure you calculate the exact costs before signing the contract! You are right about no interest being charges each month if you pay off the complete balance. There are many different types of credit card around so please do shop around... Good luck! |
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