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bordy
Apprentice
Joined: 30 Dec 2006
Posts: 9
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 Posted: 01/20/08 - 11:08 Post subject: |
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| Hello! For a long time I was afraid of getting a credit card because I thought that it will only get troubles and more debts. My wife has finally convinced me to take a credit card and since then I was choosing the bank. I heard that credit card refusal is a common thing nowadays. If my credit card application gets turned down I will be in a problem because I really need the money. Is there any way to avoid credit card refusal? |
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marillin
Apprentice
Joined: 21 Nov 2005
Posts: 2
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| Posted: 02/19/08 - 00:36 Post subject: |
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| Taking a credit card could help with your debts but you must be very caution. Use it very carefully if you don't want to have even bigger debts. As far as applying for credit card concerns it is a very easy process, but it can be very stressful if you get turned down. However, in the vast majority of cases it is not anything you should worry about. Credit card providers generally have very strict criteria that they are looking from the applicants. They will need credit score range that they are seeking from applicants. If you don't fall within this credit score range you will not be in their target range and will be refused the card. Of course, this doesn't mean that you will not be able to apply for another credit card that is targeting your section on the market. |
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