Do banks check your credit rating when opening a bank account?
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tucky
Apprentice
Joined: 02 Nov 2005
Posts: 11
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 Posted: 01/29/08 - 11:02 Post subject: |
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| I have recently been taking some credits for my business, but it did not work out too well. No I have pretty bad credit rating., I was thinking of opening an account, but I am not sure if banks check a credit rating when people are opening a bank account. Thanks in advance for any information. |
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chrissie
Apprentice
Joined: 20 May 2007
Posts: 7
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| Posted: 02/28/08 - 02:12 Post subject: |
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| When it comes to your opening an account, I can tell you that bank does not care about your credit rating at that point. It cares how much you are earning, whether you are employed. However, they always check the information you have given them. So, if you would ask a credit or loan with them, they would immediately check your credit rating and determine whether you are eligible. Also, you have to know that each account lowers your rating. I hope things will work out well for you. |
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