Do we need life insurance coverage at all?
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lucia
Apprentice
Joined: 09 Apr 2004
Posts: 3
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 Posted: 05/06/08 - 07:02 Post subject: |
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| My husband and I live in small town for almost 15 years. We have two sons, have our jobs and we live quite well. However, I have one problem with my husband’s new idea; he wants to get life insurance for both of us, which will make quite an impact on our budget. I tried to talk him out of this, but he still thinks that we should have a life insurance. I don’t think that we need it, but I can’t find a way to explain this to him. |
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farleigh
Apprentice
Joined: 19 Jun 2006
Posts: 3
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| Posted: 06/05/08 - 00:32 Post subject: |
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| I must say that I agree with your husband. He’s thinking about your future and he probably wants your children to be provided in case something bad happens to you. However, if this will have such impact on your budget, you could consider life insurance for only one of you. This will allow you to keep your living habits without big additional costs and it can also help your family in time of trouble. Finally, you can make this decision only together, give him a chance to explain his reasons and try to understand them. I’m sure that at the end you’ll reach the agreement which will suit your situation best. |
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