agnola
Apprentice
Joined: 01 Aug 2007
Posts: 7
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 Posted: 10/09/07 - 06:57 Post subject: |
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| Ive heard that many users of credit cards has been enjoying certain benefits credit cards can provide for them, but there are quite few people, credit cards users whos been struggling paying off their credit card debts, when applying for different types of loan, therefore having n a credit card that gives you more insecurity than value and profit can be daunting and appalling for a user. After my first credit card Ive received from a bank where I opened my first current account, Ive been more than satisfied, and Ive enjoyed using it for all my short period loans, so the chances to pay nearly double on the credit taken by card, I just didnt plan to do. The second time I applied for a credit card, Ive been waiting for a longer period, more than few weeks, and I didnt know what kind of problem occurred. How long should I wait between applying for cards? |
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galvin
Apprentice
Joined: 07 Sep 2006
Posts: 4
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| Posted: 11/01/07 - 01:53 Post subject: |
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A most important, key credit card can be great financial benefit for you, its better and more suitable to carry a card than cash with you, on the other hand is big task and responsibility, if you dont use it carefully. Before you apply for any credit card, my advise is to shop around before you make a decision for a specific card you wish to apply for, and check for the transaction fees and other charges, promotional and grace period, APR, customer service availability. You can apply for more than one card, and many people have and use multiple credit cards, and card issuers are the only factor that can bring decision on whether to approve your application or not, and it all depends on your credit card history, and how many cards you are using, if your credit balance is to high bank can decide not to issue another credit card, as they are concern you will be greater debt if they do so. Time between applying and receiving card can vary, and it depends on the terms and conditions of the issuer, so it can take from few days for up to few weeks.
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