I have been working in a company for twenty years. Now I am thinking about pension. You may find this funny but my son has some business ideas and he could really use my help. So I am not going to pension exactly. Can you tell me how long do you have to defer your state pension to get the lump sum? What do you think?
Honestly, I have to say that your question is not from my area of expertise. I am not an expert in these matters and I think you should discuss only with the expert about it. Only then you would have most accurate information about it. You should hire a financial adviser and talk with him or her about all you want to know about lump sum.