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ham
Apprentice
Joined: 08 Jun 2004
Posts: 3
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 Posted: 12/01/07 - 06:34 Post subject: |
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| Hello, I want to buy a house and since I have no cash it looks like I will most likely need a mortgage. I am employed and have no bad credit. I believe that there will be no problem with a mortgage, but something concerns me. I cannot decide whether to go to the bank or to hire a mortgage adviser. My friends went direct to the bank and they are not satisfied with their arrangement. I’m not sure how mortgaging advisers charge for their service, upfront or when they finish their job? How much mortgage advisers earn? |
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angelle
Apprentice
Joined: 06 Jan 2006
Posts: 13
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| Posted: 12/31/07 - 04:44 Post subject: |
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| This is certainly the biggest financial decision you’re likely to have in your life, so it is good to be cautious. The good thing is that you are really interested in this subject and not likely to make a wrong decision. You have to understand the whole process of getting a mortgage to be able to make an educated decision. You deserve to get the best possible mortgage deal, so be careful. The right mortgage consultant can be very helpful during the whole process, from start to the end. Mortgage advisers usually have two sources of income: commissions and fees. You should avoid using any adviser which will charge you before the completion. |
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