I’m so deep in debt, I can't sleep

mordy · Apprentice Joined: 13 Dec 2007 Posts: 5

I have recently got into a debt and the lender has sent a debt collector several times now. I’m so deep in debt that I can't sleep and have already told them that I will pay in full in very short time, but he is still bothering me at my office. I would like to know can they do that at all?

edvard1157 · Apprentice Joined: 14 Jan 2010 Posts: 3

Debt collectors have very strict rules for conduct towards the people that owe the money. First of all, they can, of course, contact them at home, but that contact must not be in inappropriate hours (except in the case of explicit agreement). Also, they may contact the closest relatives asking for some basic data, and contact you at your office. However, they must not do that repeatedly if you tell them so, and also they do not have the right to bother your relatives or friends with questions about you. That said, it is clear that your debt collector does not have the right to bother you. I hope you find the info helpful. Best of luck.