I have a bad credit history! Can I make myself good for a credit again?

carmelita · Apprentice Joined: 27 Feb 2005 Posts: 1

Ive got fed up with being so late and careless about everything I do. I never had a proper job that could last more than 6 months or 1 year, all my plans after graduating started loosing its meaning after all those job opportunities slipped out of my hands, because I wasnt so careful and always thinking that tomorrow I will improve situation with something else. But it hasnt been like that; after my first credit card has been cancelled, for the reason I was changing employments quite often and I didnt have regular income, my payments became so late, I couldnt keep up with payments, Ive been in overdraft so often, paying interests for nothing, and I jus feel terrible about my bad credit history and I would like to know if I can make myself good for credit again.

corbin · Apprentice Joined: 04 Aug 2004 Posts: 3

There are few steps you need to follow so you can pull yourself back from the dead, into a world of living, so you can feel as a normal person again, with good job, good wages and excellent will for opportunities that are ahead of you. You can start by paying all your bills on time, reduce the number of credit cards you are using at the moment(if you have any), try to avoid bankruptcies tax liens and collections; bankruptcy can stay on your account record for ten years, and unpaid tax liens can hunt you forever. Write to your creditors to reduce credit limit on your credit card, so they can lower amount of available credit you can take. You can benefit a lot just from taking few simple tips seriously, it can improve your credit, and you wont have to suffer with other credit providers who benefit from people like you. All you really need is discipline and good organization.

I have a bad credit history! Can I make myself good for a credit again?

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