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The time now is 10/07/08 - 20:26

I have problems cancelling my credit card


RealCool.BIZ Forum Index -> Finance -> Plastic Cards

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trudi
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Joined: 24 Nov 2005
Posts: 13



PostPosted: 01/01/08 - 10:04    Post subject: Reply with quote

Few days ago I took a close look at all the credit cards and store cards bursting through the seams of my wallet. Do I really need all these cards? Do I even remember the last time I used some of them? I went to a Bank and told them that I want to cancel credit card and then problems began. They try to convince me to keep the card. I couldn’t fight her, is there possibility to it over phone.
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nathalia
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Joined: 17 Jun 2005
Posts: 9



PostPosted: 01/31/08 - 04:16    Post subject: Reply with quote

Best way to simplify your life is to cancel unused credit cards. The worst thing happened to you, their officers try to convince you, boring. I think that many card issuers let you cancel you account over phone if your balance is zero. If your credit card balance is zero, go ahead and close as many unused accounts as you want. As long as your credit cards are balance-free, it won't hurt your credit score a bit. So call those card issuers and cut away.
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