I was refused even though I have excellent credit rating
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efren
Apprentice
Joined: 28 Mar 2005
Posts: 7
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 Posted: 01/14/08 - 11:31 Post subject: |
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| Couple of weeks ago I applied with request for credit in Bank. I am deponent of that Bank for many years; I have never used any other loans, and only have two credit cards, and I was really thinking that I have an excellent credit rating. Yesterday I received a letter from Bank related to my credit request, I was refused. Do you know something about it? |
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mercy
Apprentice
Joined: 07 Mar 2005
Posts: 3
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| Posted: 02/13/08 - 02:11 Post subject: |
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| Maybe your obligations related to credit cards are bigger than you think they are. If your salary decreased, if you are paying for something else, or if you are guarantor for loan your credit rating wouldn’t be excellent. You should go to the Bank and they can give you an explanation. Maybe you just didn’t gave them a proper documentation or you miss some docs. |
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