Hi. I am a self employed worker who is earning a very stable and I would say very reasonable wage. I would really like to get onto the property ladder. But would I, as a self employed person, get mortgage approval? I would really like to hear your thoughts. Thanks so much for your comments.
It used to be nearly impossible to get approved as a self employed person. Now the rules have relaxed a bit and indeed there are mortgages available especially for those who are self emlpoyed and own their own businesses. These self assesment mortgages are of course subject to a higher interest rate, but the most important thing - they are there!