Hello everyone. I have just finished my studies and I am happy to tell you that I am now the proud owner of a degree. I have had several job offers already and I am hoping to start doing a good job that I enjoy very soon. But the problem is with my student loan, a private one, which I want to consolidate with my federal loan and pay off ASAP at the best possible rate. Any suggestions?
I am sorry but consolodating your private loan within your federal one is pretty much Mission Impossible. The difference between the rates is simply too much. Citibank, however, will consider giving you a private education loan at a better rate. Look into that. But if you don't succeed don't eat yourself up over it - lots of people work on paying off their student loans!
