Tips on getting out of debt?
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skippy
Apprentice
Joined: 13 Mar 2005
Posts: 7
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 Posted: 09/23/07 - 09:19 Post subject: |
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Hello! I'm a little ashamed to confess that I'm in trouble. Somehow my income is not enough to cover my expenses. The problem is bigger every day and I'm not an expert. I would appreciate if you could provide some tips on getting out of debt. It would mean a lot to me, thank you in advance!
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fallon
Apprentice
Joined: 04 Jul 2007
Posts: 23
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| Posted: 10/21/07 - 23:31 Post subject: |
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| I can understand your concern, debt is not just another financial problem, it affects your life. You are in that kind of situation, looking for way out. Now the only thing to do is to cut your expenses and there are some things to try. It would be a good thing never to have cash in your wallet, and you know very well what happens when you use credit cards. Cancel magazine subscriptions you don't really need, TV program you actually don't watch, don't buy expensive food if you really don't like it that much. Turn off electrical goods when going out, don't just leave them on standby, use your car less, walk or take a bike every time you can. That way you save money that you planed to spend in gym. Try camping instead renting a room when going on weekend etc. Use your imagination to find a way to save your money, these are just a few tips! There are many ways to save the money yourself, and maybe it seems like a waste of time reading these tips, little by little, you will find out that actually you saved a decent sum. Don't lose your hope, I hope things will turn your way. |
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