What should I be aware of when applying for a new credit card?
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ardath
Apprentice
Joined: 13 Aug 2007
Posts: 7
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 Posted: 04/20/08 - 04:02 Post subject: |
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| Hi there people. My name is Sandy and I would appreciate if you could give me advice about credit cards. The thing is that I’m getting my first credit card and I am pretty much excited, but worried about the eventual mistakes that I could make. Can some of you please tell me what should I be aware of when applying for a new credit card? Thank you in advance. |
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ave
Apprentice
Joined: 18 Dec 2007
Posts: 6
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| Posted: 05/19/08 - 22:18 Post subject: |
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| Hello to you too, Sandy. Well, since there are so many credit card deals on the market nowadays, it is a bit hard to make the right choice. You probably know that you should make your decision based on repayment schedule, interest rate and stuff like that. But, I would like to point out one detail that people usually forget. That is method of calculating finance charges. It can affect all those charges that you have to pay. I would suggest you to go with the card that has adjusted account method, because it makes those charges cheaper. That would be all from me. I hope that you will manage to find the right card for you. Take care! |
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