Why I should get a secured credit card?
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costa
Apprentice
Joined: 22 May 2006
Posts: 3
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 Posted: 07/17/08 - 05:57 Post subject: |
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| I have recently got my first job, and I still have not started using a card. I have only recently opened a bank account and I would like to know more about why I should get a secured credit card. If anyone could help, that would be great. Thanks in advance. |
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humfrey
Apprentice
Joined: 03 Dec 2006
Posts: 2
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| Posted: 08/16/08 - 00:56 Post subject: |
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| Credit cards are great way to pay for things. You can have a delayed payment, can spend more than you have on your account, although if you go too far with that you will pay large interests. The secure cards you are asking about have PIN, which is really something that is crucial for your card usability. It is a unique number through which you can access your account and draw money from it, or pay in a store with your card. With all the frauds, and greater security involving payment with secure (rather than older, magnetic cards), it is clear you need to get such a credit card. |
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