Why are banks so annoying?
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reece
Apprentice
Joined: 13 Aug 2007
Posts: 13
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 Posted: 09/06/07 - 07:54 Post subject: |
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| Once again I have come across a problem with my bank. First they are offering me overdrafts all the time, and I have refused as many times as they have offered. Now, on the other hand, when I have approached them asking for a (temporary) overdraft, they have refused me! I don't understand this! Why are banks so annoying? |
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radcliffe
Apprentice
Joined: 04 Jan 2005
Posts: 11
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| Posted: 10/27/07 - 03:13 Post subject: |
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| Sorry to ask you, but haven't your financial cicumstances perhaps changed a bit since them offering you overdrafts? Banks check your credit rating all the time and make their decisions based on that. If your credit rating is good, usually the bank is more than happy to offer you an overdraft. If I am wrong, it is indeed very annoying! |
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