madison
Apprentice
Joined: 08 Jun 2006
Posts: 3
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 Posted: 05/13/08 - 06:29 Post subject: |
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I have recently got my first job, and I still have not started using a card. I have only recently opened a bank account and I would like to know more about a difference between debit card and credit card. I am really new at this, so if anyone could help me, I would be grateful. Thanks in advance.
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murdock
Apprentice
Joined: 12 Feb 2007
Posts: 6
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| Posted: 06/11/08 - 21:29 Post subject: |
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| Credit cards are great way to pay for things. You can have a delayed payment, can spend more than you have on your account, although if you go too far with that you will pay large interests. What you need to look for are low interest credit cards. On the other hand, debit cards only allow you to spend the money you currently have on them, and not a cent more. Simply put, with credit cards you can spend more, but with debit cards, you can be safer from any debts. The choice is up to you, but if you have a good salary, I would strongly recommend a credit card. |
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