I have a problem. I am employed but considering paying the mortgage and other credits I got in debt. I am not contributing to defined benefit pension so I need to open a individual pension account in order to secure my future. What about starting a pension when in debt?
In my opinion you should first pay off your debt and then start a pension scheme. Go to some financial advisor for suggestions how you can do that. You can lend money for paying off debt and when you become debt free you can start shopping around for pension plans. This is my opinion and you can ask advisor for other.
